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Final Small Business Insurance Options on Table

The Trump administration is close to finalizing a health insurance option for small firms and self-employed people that would cost less but could cover fewer benefits than current plans, congressional officials and business groups said Monday.

As originally proposed, the new “association health plans” would have to cover people with pre-existing health conditions. However, they could offer narrower benefits than required under the Obama-era health law.

They could be marketed across state lines to businesses in a common industry — auto repair shops, for example — or they could be sold to self-employed people like musicians.

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