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NC Program Helps Farmworkers Get Health insurance

445786129DUNN, N.C. — Seasonal agricultural workers were just finishing a meal after a long day of planting sweet potato seeds when Julie Pittman pulled up to their camp.

Pittman, a paralegal with the Farmworker Unit of Legal Aid of North Carolina, worked to get their attention.

The health care law that passed in 2010 requires you to have health insurance, she said, speaking in Spanish. If you don’t get it, she said, you could be fined.

“Cuánto cuesta?” asked a worker, wanting to know the cost.

In the United States legally through the H-2A visa program, these farmworkers, like most American citizens and legal residents, must be insured. But reaching them is an uphill battle.

The majority come from Mexico to work in Florida, Georgia and North Carolina. The deadline for getting insurance starts when they enter the country. They have 60 days to learn about coinsurance and copayments, and decide whether to purchase a high- or low-deductible plan.

Alexis Guild, a migrant health policy analyst at Farmworker Justice, an advocacy group in Washington, D.C., said a years-long partnership among various nonprofits and health centers in North Carolina has been working to enroll the workers.
In the camp near Dunn, Pittman told the workers that the cost of health insurance depends on the type purchased, income and family size. Some people don’t have monthly payments, others could pay $40 per month. Consider, she added, that this year’s fine is $695 or 2 percent of wages, whichever is greater.

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